How do I make contactless payments using the ICICI Bank iMobile Pay app?

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Benefits of using the contactless payment service through the iMobile Pay app

When launching the aforementioned service, the bank claimed that “based on Near Field Communications (NFC) technology, the innovative payment service allows customers to create digital versions of their physical ICICI Bank debit and credit cards on the web. iMobile Pay app. Using digital cards, customers can initiate electronic payments at merchant point-of-sale from NFC-enabled Android smartphones by simply waving their phone near a contactless point-of-sale device.

Mr. Sudipta Roy, Head-Unsecured Assets, ICICI Bank said: “At ICICI Bank, we focus on technological innovations to deliver unique, fast and convenient solutions to our clients. by scanning cards and offering secure contactless payment through our digital wallet app, Pockets. Now we have extended this functionality through our mobile app, iMobile Pay. This contactless mobile payment solution offers cashless payments to Bank customers using only their smartphones, eliminating the need to carry cash or debit and credit cards.

He added, “We believe that with the ‘Tap to Pay’ payment solution, customers will benefit from increased convenience as it provides instant, safe and secure payments. In addition, the solution offers enhanced security as the customer’s card details are not shared during the transaction process. and are stored virtually on the Bank’s secure cloud server. We would like to thank our partners Visa and Comviva who made this collaboration possible. We will continue our efforts to improve the card payment experience of our customers through innovation and excellence with an emphasis on safety and security.

Mr. TR Ramachandran, Group Country Manager, India and South Asia, Visa said: “Contactless payments are emerging as the preferred means of instant and secure payment at merchant points of sale, now accounting for 1 Face-to-Face Visa of 2 We are delighted to strengthen our strategic and innovation-driven partnership with ICICI Bank by enabling contactless payments on the iMobile Pay banking app, incorporating ease of use to pay into the experience. mobile banking for millions of Visa Bank cardholders. “

Mr. Srinivas Nidugondi, Executive Vice President and Chief Growth and Transformation Officer of Comviva, said: “We are delighted to partner with ICICI Bank to modernize payments and evolve the digital landscape in India. As one of the world’s leading providers of digital payment platforms, Comviva is extremely pleased to provide a fast, secure and convenient payment experience for ICICI Bank customers. iMobile Pay ‘Tap to Pay’ will accelerate the growth of safe and hygienic contactless payments and contribute to the growth of India’s digital economy.

How do I activate the contactless payment service option on iMobile Pay?

How do I activate the contactless payment service option on iMobile Pay?

Customers must download the latest version of the iMobile Pay app from the Google Play Store on their NFC-enabled smartphones running Android 6 or higher in order to use this service. Customers will need to complete a one-time iMobile Pay activation to start using the “Tap to Pay” service, after which they can make safe and easy transactions in retail stores.

Customers can make payments of up to Rs 5,000 per transaction by simply typing or waving their phone near the point of sale terminal, according to RBI standards. Customers would be required to enter their card’s PIN code and wave their phone near the point of sale machine for purchases over Rs. 5,000. For a one-time activation, a customer must follow the steps listed below. below:

  • Customers must first log into the iMobile Pay app and then press the “Tap to Pay” button on the login screen or in the “Shop” section of the app.
  • After that, customers should choose their registered debit and credit cards to establish a virtual version of the selected card and then agree to the terms and conditions by clicking “I Agree”.
  • Customers using any ICICI Bank Visa credit and debit card can generate virtual cards.
  • By accepting the terms and conditions, customers can use the contactless payment service on any POS (Point of Sale) terminal.
How do I make contactless payments using iMobile Pay?

How do I make contactless payments using iMobile Pay?

By following the steps below, customers can download the iMobile Pay app and use the contactless payment service:

  • For customers using Apple mobile phones can click this link https://apps.apple.com/in/app/icici-bank-mobile-banking/id375276006 or they can also directly visit the App Store on their mobile phone to download the iMobile Pay by ICICI Bank app.
  • For customers using android mobile phones can click this link https://play.google.com/store/apps/details?id=com.csam.icici.bank.imobile&referrer=utm_source%3Dicici-bank-website%26utm_medium%3Dimobile-page%26utm_campaign%3Dmobile-banking or they can also directly visit the Google Play Store on their mobile phone to download the app.
  • They can then activate the iMobile Pay app by entering the required and required credentials.
  • Once the account is activated, they must complete the authentication process to log in.
  • Now after logging into the app they have to click on “Tap to Pay” on the login page or “Shop” section
  • To make a payment, they must choose a virtual Visa card and wave or touch their phone near an NFC-enabled point-of-sale terminal.
  • The phone displays a notification indicating “Payment initiated successfully” when the transaction is actually authenticated.


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