FEMA Enrollment and SBA Disaster Loan Application Key to Hurricane Recovery

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HARRISBURG, PA – Federal Emergency Management Agency (FEMA) officials are urging disaster relief seekers to complete and return U.S. Small Business Administration (SBA) loan application forms.

Completing the loan application is an essential part of the disaster assistance process. It can keep the door open to all federal aid, including possible additional grants, from FEMA.

FEMA assistance may not cover all damage or loss to property. Applying for the SBA loan, however, can make FEMA assistance available to replace essential household items, or replace or repair a damaged vehicle. It is essential that the SBA loan application be completed and returned before further FEMA assistance can be considered.

Many Pennsylvanians who register for disaster assistance through FEMA may receive an automated call from the SBA with information on how to complete the loan application process. Completing and submitting the SBA loan application, even if you don’t want a loan or think you can’t qualify for it, is a mandatory step in getting some forms of disaster assistance.

The SBA offers low-interest loans to businesses of all sizes (including homeowners) and eligible landlords, tenants, and private non-profit organizations that have suffered damage or loss during severe storms, floods, landslides and mudslides that started from August 31, 2021 to September 5, 2021. There is no charge to apply for a loan.

Homeowners, tenants and businesses affected by the storm in the 8 designated counties may be eligible for federal assistance: Bedford, Bucks, Chester, Delaware, Montgomery, Northampton, Philadelphia and York. The SBA has staff in all state and FEMA Disaster Recovery Centers (DRCs) to help businesses, nonprofits, landlords and tenants complete their loan applications. Additionally, SBA has opened SBA Disaster Recovery Centers (BRCs) in the following locations.

  • SBA disaster recovery center, Philadelphia County
    • Schuylkill Library Falls, 3501 Midvale Ave., Philadelphia, PA 19129
    • Hours:
      • Monday and Wednesday, from 12 p.m. to 8 p.m.
      • Tuesday and Thursday from 10 a.m. to 6 p.m.
      • Friday, 10 a.m. – 5 p.m.
      • Closed: Saturday and Sunday
  • SBA disaster recovery center, York County
    • York County Economic Alliance, 144 Roosevelt Avenue, York, PA 17401
    • Hours:
      • Monday to Thursday 9:30 a.m. to 5 p.m.
      • Friday, 9:30 a.m. to 4:30 p.m.
      • Closed: Saturday and Sunday
  • SBA disaster recovery center, Chester County
    • Chester County Economic Development Board, Eagleview Corporate Center
    • 737 Constitution Dr., Exton, PA 19341
    • Hours:
      • Monday to Friday, 8:30 a.m. to 4:30 p.m.
      • Closed: Saturday and Sunday

SBA disaster recovery centers allow all businesses and residents who have suffered damage to meet individually with SBA representatives, answer questions and help submit loan applications.

Additional information on the Disaster Loan Program can be obtained by calling the SBA Customer Service Center at 800-659-2955 or 800-877-8339 (ATS / ATS) or by sending an email to dé[email protected] (link sends email). Loan applications can be downloaded from www.sba.gov. Applicants can apply online using the Electronic Loan Application (ELA) through the SBA’s secure website at https://disasterloan.sba.gov/ela.

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All FEMA disaster assistance will be provided without discrimination based on race, color, gender (including sexual harassment), religion, national origin, age, disability, master’s degree limited English, economic status or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585 (TTY / TDD).

The SBA is the federal government’s primary source of funding for the long-term reconstruction of private property damaged by the disaster. SBA helps businesses of all sizes, private non-profit organizations, landlords and tenants fund repairs or reconstruction efforts and can cover the cost of replacing real and personal property lost or damaged by a disaster. These disaster loans cover losses that are not fully offset by insurance or other recoveries and do not duplicate the benefits of other agencies or organizations.


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