Everything you need to know to use Google Pay


Google Pay is a fantastic financial tool. Whether you need to send money, take care of contactless NFC payment, or even get discounts on the items you want, Google Pay has you covered. Follow us to learn how to get the most out of the app on Android.

What is Google Pay on Android?

There are many apps on the Google Play Store that allow you to send or receive money. If you already have a Google Account – which you probably have – using Google Pay to send and receive money is a seamless option. Besides, you can also use the GPay app to view offers from different retail websites and chains, giving you the best deals available.

If you want to take a step back and get a better overview of your financial situation, you can also get info from Google Pay that shows you your spending habits to give you a clearer picture of what’s going on financially.

Perhaps the best – and most widely used – feature is the contactless payment feature. Thanks to Google Pay, you can set up different forms of NFC payment and use them in almost any store now.

Warning: There are two apps as part of the Google Pay service on Android devices: Google pay and GPay. Google Pay is what launches from Android devices when you enable contactless payments through hardware or software, such as by long pressing the power button on OnePlus devices like the OnePlus 9. Although these apps be the same thing, the GPay app, in particular, has everything Google Pay has, plus discounts and offers, as well as money-sharing capabilities.

Adding cards and payment methods

Before doing anything in Google Pay, you need to make sure that there are payment methods associated with your account. If you don’t, you won’t be able to send or receive payments. Fortunately, this process is quite straightforward:

  1. Open the GPay app on your device.
  2. Press the Knowledge tab at the bottom right. It looks like a little symbol of money.
  3. Press on Show all accounts.
  4. If you don’t have a payment method associated with your Google account, tap Add an account, and press To be used as a payment method.
  5. Follow the onscreen prompts to add any payment methods you want.

Once you have followed these steps, you will be able to send or receive money from other people and easily transfer money to and from your bank.

Use Google Pay to find the best deals

The Offers tab is often ignored by Google Pay in the GPay app. Located on the bottom left of the app, this tab can provide easy access to fantastic deals from physical stores and online stores.

The Offers tab displays sponsored and suggested offers which you can scroll through and claim by simply touching them and pressing the Activate button. Often, after activation, you will receive a promotional code that you can use for that merchant. If you’re looking for something a little more specific, you can enter a storefront name in the search bar at the top of the screen.

Leverage information from Google Pay

To get information about the GPay app, all you need to do is connect your bank and financial institutions. Fortunately, when you sign in to your bank, Google Pay uses Plaid, a secure service that makes it easy to sign in bank accounts. Here’s how to access the bank login page:

  1. Open the GPay app on your device.
  2. Press the Knowledge tab at the bottom right. It looks like a little symbol of money.
  3. Press on Show all accounts.
  4. If you don’t have a payment method associated with your Google account, tap Add an account, and press To track balances and expenses.
  5. Follow the onscreen prompts to add any payment methods you want.

These steps are essentially the same as the process of adding payment methods. If you’ve already added payment methods, it should be easy.

How to send money to others in Google Pay

As I mentioned earlier, there are plenty of money sharing apps out there. What makes GPay a good choice is that the likelihood that friends and family have a Google Account is quite high. This makes finding them and sending money through Google Pay on Android quite easy.

As long as you’ve already added payment methods, you should be good to go. Now there are a few options for sending money to others. First of all, you can use the basic method – send money to a specific person. The other option is to split the payment among several different people. This method is ideal for sharing a note in a restaurant or giving a gift with friends.

To do the first method, you just need to do go to the Pay tab in the GPay app. From there, press Send or request towards the middle of the page. Here you can select a friend from your contacts to send money. Once you have chosen a friend, a small chat window will appear. You can send or request funds in Google Pay. Choose to send or request, then add the amount on the next page. You can also add a small note.

After pressing Enter, you can Choose your payment method – it must be a debit card or bank account – and press Pay XX $. Once your payment is complete, you will be able to see it in the small chat area. You can also add a theme to your payment if you want.

To split a payment with friends, the method is very similar. On the Send or request page, press Go with friends. This creates a group chat after selecting multiple contacts. You can name the group and then add the total invoice amount. Your friends will be notified and will have a chance to contribute to the total cost. Once they’ve paid, you can find the money in your Google Pay balance by going to the Information tab in the GPay app, then pressing your Google Pay Balance.

However you decide to share money with others, Google Pay makes it pretty accessible and transparent. Transfers to your bank usually don’t take long, and instant transfers currently have a fee of around 1.5%.

Finally, we come to contactless payments with Google Pay. Using this feature is very easy to do with the GPay app and even easier if you have a Google Pixel, as the GPay shortcut can appear as a Quick Settings tile or as a Quick Settings tile. ‘lock Screen. Here is how to access contactless payment via the GPay application:

  1. Once you’ve opened the GPay app, find the Pay without contact or press Ready to pay at the top.
  2. This page allows you to choose a payment method to use for NFC (contactless) payments.
    • To note: You don’t need to tap on the card image when swiping over it. Once the card is displayed, your phone will start using NFC to pay.

That’s it! You are now ready to pay in almost any store without using a physical card. For NFC payments to work, you don’t need the GPay app to be active, as this app can only be active on one device at a time. Just make sure your payments are up to date.

Note that on the contactless payment page, you can also add loyalty cards to use in your favorite stores. Overall, using Google Pay to handle other people’s payments and making NFC contactless payments is extremely helpful. And it’s even easier when you set it up to work on your watch!

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